Schuylkill County Home Owners

- Are you having problems paying the mortgage? Facing foreclosure? -

If you are a Schuylkill County home owner struggling financially, perhaps heading towards foreclosure, I may be able to help you out of your situation, by coordinating a short sale for you. A short sale is a process where I get your bank committed to helping you to avoid foreclosure by accepting a reduced pay-off on your mortgage loan. With the economy as it is, short sales are more common than you might think, and we are skilled at completing these transactions.

It’s not an easy process, but we can handle it. Banks are changing requirements, procedures and qualifications almost daily. I know how to deal with these changes correctly, making offers more effective. I have helped many homeowners in the same situation you find yourself in. I am on your side.

If you are facing collection proceedings or foreclosure:

Let me help you speak to your bank about your current situation and take the pressure off of you.

I can help you with:

• Finding a buyer. Unlike your bank, I have buyers looking for homes right now. I am experienced in these situations and sensitive to satisfying your needs, first!
• I can help you reduce the impact to your credit standing.
• Did you know a foreclosure can impact your credit for up to 7 years but a properly negotiated short sale has much less of an impact to your credit?
• I will help you create a proactive plan with your bank that will reduce the impact to your credit and get you out from under this crushing pressure.
• I can help negotiate a “structured move plan” with your current bank that will allow you to continue to live in your home longer.
• I can help you work with your bank to perhaps stay in your home anywhere between 45 days to 6 months. Some banks are open to this option.
• I can help you defer collections calls from your bank.
• If you are receiving calls from your bank about back payments and elect to hire me as your agent, you can forward those calls to me.

Working alone through a short sale or foreclosure with your bank is not easy. I am here to help you sell your home for you quickly and efficiently.

In a 15 minute telephone call, I can explain to you all the current options available to help you solve your short sale situation.

Banks are motivated, so contact Ramus Realty Group today to learn more.